Tired of chasing payments or dealing with typos in bank details? Payment QR codes streamline the entire process. Whether you're a freelancer sending an invoice, a charity collecting donations, or a shop accepting crypto, a QR code makes it dead simple.

For PayPal.Me users, it's a direct link. For IBAN, it reduces transfer errors in supported banking apps. For Bitcoin, it removes the hassle of copying long addresses. By reducing friction for the payer, you increase the likelihood of getting paid quickly and accurately. Add them to invoices, websites, or even display them at a point of sale.

How Payment QR Codes Work

A "Payment QR Code" isn't a single standard. It's a way of encoding different payment methods into a scannable format. Our free Payment QR Code generator supports the three most common types for direct payments:

1. PayPal.Me QR Code

This is the simplest method. The tool takes your PayPal username (or email), an optional amount, and a currency (like USD or EUR) and creates a standard URL QR Code for your paypal.me link.

Example: https://paypal.me/YourName/25USD

When scanned, it opens the user's web browser or PayPal app directly to your payment page, with the amount and currency pre-filled. It's perfect for freelancers, artists, or donation drives.

2. IBAN QR Code (EPC Standard)

This is the standard for European bank transfers (SEPA). The QR code is formatted as an EPC (European Payments Council) code. It securely bundles your Recipient Name, IBAN, Amount, and a Reference (like an invoice number) into one code.

When a user scans this with their European banking app, it automatically fills out all the fields for a new bank transfer. This is a massive time-saver and, most importantly, it eliminates typos when entering a long IBAN.

3. Bitcoin (BTC) QR Code

Copying and pasting a long Bitcoin address (e.g., 1A1zP1e...) is slow and prone to errors. This tool uses the standard Bitcoin URI scheme to create a code that crypto wallet apps understand.

Example: bitcoin:1A1zP1eP5QGefi2DMPTfTL5SLmv7DivfNa?amount=0.005

When a user scans this with their wallet (like Coinbase Wallet, Exodus, etc.), it automatically opens a new transaction with your address and the payment amount pre-filled.

Where to Use Payment QR Codes

  • On Invoices: Add an IBAN or PayPal QR code to your PDF or paper invoices.
  • At Point of Sale: Display a QR code at your checkout counter for PayPal or Bitcoin payments.
  • On Websites: Use a PayPal QR code on a "Donate" or "Buy Me a Coffee" button.
  • On Business Cards: While a vCard QR Code is for contact info, a small PayPal code can be used for instant payment for services.
"Don't make your customers think. A simple scan is the lowest-friction way to get paid. If you just need to ask for contact, an Email QR Code is also a great option."